Retirement

Retirement planning is about preparing financially for the years when you may work less or stop working altogether. It often involves long-term saving and investing, workplace or personal pension schemes and thinking about how income will be drawn later.

Because retirement can be decades away, the choices made early can have a large effect over time. FinanceFlexHub explains retirement concepts in general terms. Pension systems, tax treatment and rules differ significantly between countries, so readers should check the arrangements that apply where they live.